Site Usage Explanation

Thank you for visiting the Merchants Information Solutions website at (the "website"). We believe that you will find the website informative and easy to use, and we hope that you regularly visit it.

Your use of the website and the information available on the website is subject to the terms and conditions in this usage agreement and all other notices, policies, and disclaimers contained on the website (collectively, the "Agreement"). If there is a conflict between such other notices, policies and disclaimers and any of the terms and conditions in this usage agreement, then the terms and conditions in this usage agreement shall control. By using the website, you agree to abide by the Agreement.

Website User Experience

The Merchants Information Solutions website was designed specifically to be compatible with the most current versions of Google Chrome®, Microsoft Edge®, and Mozilla Firefox® browsers. Use of this website using other browsers such as Internet Explorer® may result in user security issues, or produce irregularities that may result in a less than optimal user experience. We strongly suggest that you upgrade your browsers to the latest version of Google Chrome®, Microsoft Edge®, or Mozilla Firefox® for maximum performance and user experience.

Liability disclaimer

The information, software, products, and services published on the website may include inaccuracies or typographical errors. Changes are periodically made to the information herein. Merchants Information Solutions and/or its respective suppliers may make improvements and/or changes to the website at any time.

Merchants Information Solutions and/or its suppliers make no representations about the suitability for any purpose of the information, software, products, and services contained on the website. All such information, software, products, and services are provided "as is" without warranty of any kind. Merchants Information Solutions and/or its suppliers hereby disclaim all warranties and conditions—including all implied warranties merchantability, fitness for particular purposed, title and non-infringement—with regard to the information, software, products, and services contained on the website.

In no event shall Merchants Information Solutions and/or its suppliers be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with your use of the website or with any delay or inability to use the website, or for any information, software, products, and services obtained through the website, whether based on contract, tort, strict liability or otherwise, even if Merchants Information Solutions and/or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitations regarding those types of damages may not apply to you.

Misuse prohibited/limits on use

As a condition of using the website, you agree that you will not use the website for any purpose that is unlawful or prohibited by the Agreement.

Merchants Information Solutions provides the website solely to permit you to determine the availability of goods and services offered on the website and to transact business with Merchants Information Solutions, and for no other purposes. The website serves has both personal and commercial uses. If you are the end-user of the services, you may only use the services for your personal, non-commercial use. You may not sell, rent, lease, or redistribute the information services. Where you are not the end-user of the service, you must be an authorized agent of a company, agency, or entity (customer) whose commercial use is granted subject to the terms and conditions of the service contract.

You agree that you will not make any false transaction or any transaction outside the intended purpose of the service. You agree to abide by the terms and conditions of purchase that Merchants Information Solutions imposes including, but not limited to, payment of all amounts when due and compliance with all rules regarding availability of products or services. You are completely responsible for all assessments, charges, duties, fees, and taxes arising out of your use of the website.

You agree that you will not misuse the website. "Misuse" includes, but is not limited to, using the website to do any of the following:

  • Disrupt any aspect of Merchants Information Solutions' operations
  • Interfere with another's access to or use of the website
  • Take any action that will or could impose an unreasonable or disproportionately large load on the website infrastructure
  • Distribute or publish any information that degrades, embarrasses, harasses, humiliates, intimidates, or threatens any individual or group of individuals on account of their age, ancestry, color, ethnicity, marital status, medical condition, mental or physical disability, national origin, race, sex, or any other basis protected by federal, state, or local law
  • Abuse, defame, harass, stalk, threaten, or otherwise violate another's legal rights, including but not limited to rights of privacy and publicity
  • Download or upload files (such as computer viruses, corrupt files, or similar software) that may damage the operation of Merchants Information Solutions' or another's computers
  • Download or upload files that contain materials (including but not limited to software) that violate Merchants Information Solutions' or another's intellectual property, privacy, or publicity rights
  • Misrepresent or omit the origin or source of any file that you download or upload
  • Download or upload files that do not contain the posted proprietary language, author attributions, and/or copyright, patent, or trademark notices
  • Distribute or publish any obscene, infringing, or unlawful material
  • Engage in any commercial purpose not specifically granted to you in a separately executed service contract
  • Disclose or transmit confidential information, trade secrets, or other confidential and/or protected proprietary data of any entity or person, including but not limited to Merchants Information Solutions or any of its suppliers
  • Copy, create derivative works from, display, distribute, license, perform, publish, recreate, reproduce, sell, transfer, or transmit any information, products, services, or software obtained by, from, or through the website
  • Monitor or copy any content by using any manual process, or any robot, spider, or other automatic devices, without first obtaining Merchants Information Solutions' prior written consent
  • Access information about any customer protected by website log-in and post it on any other website without that customer's consent
  • Utilize a customer's password during log-in, unless you are:
    • The customer to whom that password is assigned (the "Authorized customer");
    • An authorized agent of the customer acting with both the knowledge and consent of the authorized customer 
  • Engage in any other conduct that is, or that Merchants Information Solutions, deems to be, in conflict with this Agreement

Merchants Information Solutions forbids such misuses, and access of the website for any such misuses or other similar purposes is an unauthorized use of the website.

Copyright and trademark notices

All contents, images, and logos on the website are: Copyright © 2016 Merchants Information Solutions, and/or its suppliers. All rights reserved. Any other names of Merchants Information Solutions services to which the website refers are service marks or registered service marks of Merchants Information Solutions. Other products and company names mentioned in the website may be the trademarks of their respective owners.

Software available on the website

Any software that is made available to download from the website ("Software") is the copyrighted work of Merchants Information Solutions and/or its suppliers. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms.

For any Software not accompanied by a license agreement, the following shall constitute the License Agreement: Merchants Information Solutions and/or its suppliers hereby grant to you a personal, nontransferable license to use the Software for viewing and otherwise using the website in accordance with this Agreement, and for no other purpose.

Please note that Merchants Information Solutions and/or its suppliers own all Software, including without limitation all HTML code and Active X controls, contained in the website. Copyright laws and international treaty provisions protect all Software. Any reproduction or redistribution of the Software is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Links to third party websites

The website may contain links and pointers to Internet sites that third parties operate. Merchants Information Solutions does not operate or control in any respect any information, products or services on such third-party sites. The website includes such links for your reference and convenience only. Endorsement of the material on such websites or any association with their operators is neither implied nor intended.


As a condition of using the website, you agree to indemnify Merchants Information Solutions and/or its suppliers from and against any and all liabilities, expenses (including attorneys' fees), and damages arising out of claims resulting from your use of the website, including without limitation any claims alleging facts that if true would constitute your breach of this Agreement.

Service contact

With regard to any questions or problems about the website, please contact the Merchants Information Solutions Customer Support Center by phone at 1-800-966-0576 or by email at

Modification of these terms and conditions

Merchants Information Solutions reserves the right to modify the Agreement at its sole discretion and without notice. Your continued use of the website following any such modifications shall constitute your acceptance of such modifications.


The Agreement shall be deemed to have been made in the State of Arizona and shall be interpreted in accordance with Arizona law, without regard to conflicts of law principles. Merchants Information Solutions and you consent and waive any objections to the exclusive personal jurisdiction of the state and federal courts in Maricopa County, Arizona, for the determination of any claim or controversy arising out of or relating to the Agreement. Merchants Information Solutions and you waive any objections to venue in such courts due to inconvenient forum or any other basis.

You acknowledge that no joint venture, partnership, employment, or agency relationship exists between you and Merchants Information Solutions as a result of the Agreement or your use of the website.

Merchants Information Solutions' performance under the Agreement is subject to existing laws and legal process, and nothing contained in the Agreement limits Merchants Information Solutions' right to comply with law enforcement requests or requirements relating either to your use of the website or the information provided to or gathered by Merchants Information Solutions with respect to such use.

If a court of competent jurisdiction determines that any part of the Agreement is invalid or unenforceable, then the invalid or unenforceable part will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original part and the remainder of the Agreement shall continue in effect.

A printed version of this usage agreement and all other notices, policies, and disclaimers contained on the website will be admissible in judicial or administrative proceedings to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Merchants Information Solutions reserves any rights not expressly granted herein.